The process for buying a resale HDB flat in Singapore is often a multi-action approach that normally spans numerous months. The Original and most critical move is to obtain a legitimate HDB Flat Eligibility (HFE) letter, which determines the buyer's eligibility for your flat order, housing grants, in addition to a housing loan. Immediately after securing the HFE letter, the customer lookups to get a flat and requests a choice to acquire (OTP) from the seller, that is then exercised in 21 days. Subsequently, the customer ought to submit their resale software to HDB, including all vital paperwork. HDB will then value the flat and timetable a primary appointment for both get-togethers. The process culminates click here inside the completion on the transaction, wherever the buyer and seller satisfy in the HDB Hub to indication the final paperwork and receive the keys. The entire system, from obtaining the HFE letter to the final completion, usually usually takes about three to five months.